PesoHub

Financial Calculators Philippines

Explore financial calculators for common money decisions in the Philippines. Use PesoHub's calculator hub to estimate loan payments, understand salary deductions, plan savings goals, and find the right tool based on what you are trying to figure out.

Start With Your Need

Instead of browsing a long list of tools, start with the type of decision you are making. PesoHub groups calculators by common money tasks so you can go straight to the tools most relevant to you.

Borrowing Money
Use these calculators if you want to estimate monthly payments, compare repayment scenarios, and check affordability before applying for a loan.

Explore borrowing calculators

Salary and Deductions
Use these calculators if you want to estimate payroll deductions, understand contribution amounts, and get a clearer picture of what affects take-home pay.

Explore salary calculators

Saving and Planning
Use these tools if you want to plan savings targets, compare fixed-return options, and estimate how long it may take to reach a financial goal.

Explore savings calculators

Borrowing Money

Use these calculators if you want to estimate monthly payments, compare repayment scenarios, and check affordability before applying for a loan.

Car Loan Calculator
Estimate monthly payment, total interest, and total borrowing cost for a car loan based on vehicle price, down payment, loan term, and interest rate.
Best for:
Comparing car financing scenarios before talking to a bank, dealer, or financing company.
You'll usually need:
Vehicle price, down payment, loan term, interest rate
Best next step:
Compare rates or review your borrowing options before applying.
Use calculator
Home Loan Calculator
Estimate monthly home loan payments, total interest, and total loan cost based on property price, down payment, repayment term, and interest rate.
Best for:
Planning affordability for a home purchase or comparing Pag-IBIG-style and bank-style financing scenarios.
You'll usually need:
Property price, down payment, loan term, interest rate
Best next step:
Review Pag-IBIG housing loan guidance or compare rate options before deciding.
Use calculator
Personal Loan Calculator
Estimate monthly personal loan payments, total interest, and total repayment based on loan amount, repayment term, and annual interest rate.
Best for:
Checking whether a short-to-medium term personal loan fits your monthly budget.
You'll usually need:
Loan amount, repayment term, interest rate
Best next step:
Compare lender types, rates, and borrowing costs before applying.
Use calculator

Related: Guides Hub · Pag-IBIG Housing Loan Guide · Rate Tables · Rates Hub

Salary and Deductions

Use these calculators if you want to estimate payroll deductions, understand contribution amounts, and get a clearer picture of what affects take-home pay.

Withholding Tax Calculator
Estimate withholding tax based on salary and pay frequency using the current tax framework in the Philippines.
Best for:
Checking how much tax may be withheld from your pay before payroll is processed.
You'll usually need:
Gross pay, pay frequency
Best next step:
Review the withholding tax table or read a plain-language guide if you want to understand how the deduction works.
Use calculator
SSS Contribution Calculator
Estimate SSS contributions based on salary or monthly compensation and see how contribution levels change across income ranges.
Best for:
Employees, employers, and self-paying members checking estimated contribution amounts.
You'll usually need:
Monthly salary or compensation amount
Best next step:
View the SSS contribution table or check member category guidance if you need the official reference.
Use calculator
Take-Home Pay Calculator
Estimate net pay after common deductions so you can see what may actually reach your bank account or payslip.
Best for:
Employees checking how salary, tax, and contributions affect take-home pay.
You'll usually need:
Gross salary, pay frequency, contribution assumptions
Best next step:
Review deduction guides or compare against contribution tables if you want to verify each part of your payslip.
Use calculator
13th Month Pay Calculator
Estimate your 13th month pay based on monthly basic salary and months worked, with full-year and prorated scenarios.
Best for:
Employees checking expected 13th month pay before year-end or after partial service.
You'll usually need:
Monthly basic salary, months worked during the year
Best next step:
Review which pay items are included or excluded, or check the take-home pay calculator for a fuller salary estimate.
Use calculator

Related: Withholding Tax Calculator · SSS Contribution Table · Guides Hub

Saving and Planning

Use these tools if you want to plan savings targets, compare fixed-return options, and estimate how long it may take to reach a financial goal.

Emergency Fund Calculator
Coming Soon
Estimate a target emergency fund amount based on your monthly expenses and preferred safety buffer.
Best for:
Planning a savings cushion for unexpected expenses or income gaps.
You'll usually need:
Monthly expenses, target number of months
Best next step:
Explore savings guides or compare savings rates while this tool is being added.
Use calculator
Time Deposit Calculator
Estimate returns from a time deposit based on amount, term, and interest rate assumptions.
Best for:
Comparing fixed-term savings options and understanding what locked savings may earn.
You'll usually need:
Deposit amount, interest rate, deposit term
Best next step:
Check time deposit rates or related savings pages first.
Use calculator
Savings Goal Calculator
Coming Soon
Estimate how much you may need to save regularly to reach a target amount within a chosen time frame.
Best for:
Planning for short-term or medium-term savings goals.
You'll usually need:
Goal amount, target date or timeline, current savings, regular contribution amount
Best next step:
Review savings rates or budgeting guides while this calculator is in progress.
Use calculator

Related: Best Savings Rates · USD to PHP Exchange Rate · Guides Hub

Calculator results are estimates based on the inputs and assumptions shown. Actual figures may vary depending on provider terms, official tables, fees, and policy updates. Always confirm final numbers with the relevant bank, financial provider, employer, or government agency when needed.

Frequently Asked Questions

Related Guides and Reference Pages

After using a calculator, you may want to read the matching guide or check the reference table behind the estimate.

Guides Hub
Rates Hub
Withholding Tax Table
SSS Contribution Table
Pag-IBIG Housing Loan Guide
Best Savings Rates

Find the right calculator for your situation

Estimate payments, deductions, and savings goals using practical tools built around common financial needs in the Philippines.

Browse by needSee popular calculators